Business Funding Guides by Topic
Every guide on the Floka blog, grouped by what you're trying to work out. Start with the topic closest to your situation.
Eligibility & getting approved
What lenders actually look at, how to check where you stand before you apply, and what to do if you've already been declined.
- SME Loans UK: How to Know If Your Business Can Get Finance
- How to Qualify for a Business Loan in the UK
- Business Loan Pre Check: How to See What You Qualify For Before Applying
- Preparing Your Business for a Funding Application: What Lenders Look For
- What actually happens when your business loan gets declined
- Understanding Credit Checks for Business Finance: What Lenders Look For
Bad credit
Options that are realistically available if your personal or business credit history isn't clean.
Loan types & amounts
How different funding products work, and what's realistic to borrow at different revenue levels, from £5k to £20k and beyond.
- Business Loans With £5k Monthly Revenue: What Are Your Options?
- £10k Business Loan or £10k Revenue? A Realistic UK Borrowing Guide
- How to get a £20k business loan in the UK (and what it actually costs)
- Minimum Turnover for a Business Loan in the UK: What You Need to Know
- Working Capital Loans in the UK: What They Are and How to Get One
- Cash Flow Funding: What I've Learned From Thousands of SME Applications
- Alternative Lending for UK SMEs: What It Is and When It Makes Sense
Broker guidance
What a commercial finance broker actually does, how they're paid, and when using one is worth it.
Market news
How interest rate decisions, government schemes, and new regulation affect UK business funding.